Terms of Service

1. Agreement to Terms

By accessing or using JanFifteenth ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

JanFifteenth is a platform designed to help people find their niche using the Ikigai method through:

• An interactive Ikigai finder tool to identify niche opportunities
• Community features connecting members on their journey to find their niche
• Educational resources, tools, and content
• Progress tracking and accountability features

We reserve the right to modify, suspend, or discontinue any part of the Service at any time with or without notice.

3. User Accounts

To access certain features, you may need to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information to keep it accurate
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

4. Acceptable Use

You agree not to:

• Use the Service for any illegal purpose or in violation of any laws
• Violate or infringe upon the rights of others
• Transmit any harmful code, viruses, or malicious software
• Attempt to gain unauthorized access to the Service or related systems
• Interfere with or disrupt the Service or servers
• Harass, abuse, or harm other users
• Impersonate any person or entity
• Collect or store personal data about other users without permission
• Use automated systems to access the Service without authorization

5. User Content

You retain ownership of any content you post, upload, or share on the Service ("User Content"). By posting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute your User Content for the purpose of operating and promoting the Service.

You are solely responsible for your User Content and represent that you have all necessary rights to grant the license above. We reserve the right to remove any User Content that violates these Terms.

6. Intellectual Property

The Service and its original content, features, and functionality are owned by ChamsDel Online LLC and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our Service without our prior written consent.

7. Payment Terms

Certain features of the Service may require payment. By purchasing a subscription or service:

• You agree to pay all fees associated with your purchase
• Fees are charged in advance on a recurring basis (monthly or annually)
• All fees are non-refundable except as required by law
• We reserve the right to change our pricing with 30 days' notice
• You are responsible for any taxes applicable to your purchase

You may cancel your subscription at any time. Cancellation takes effect at the end of your current billing period.

8. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not guarantee that:

• The Service will be uninterrupted, secure, or error-free
• The results of the Ikigai finder or any recommendations are accurate or suitable for your specific situation
• Any defects will be corrected

The Service is for informational and educational purposes only. It does not constitute professional business, legal, or financial advice.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CHAMSDEL ONLINE LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM YOUR USE OF THE SERVICE.

Our total liability for any claims arising from or related to the Service shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless ChamsDel Online LLC and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another
• Your User Content

11. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including if you breach these Terms.

Upon termination, your right to use the Service will cease immediately. You may terminate your account at any time by contacting us or using account deletion features.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Nevada, United States, without regard to its conflict of law provisions.

Any disputes arising from these Terms or the Service shall be resolved in the state and federal courts located in Las Vegas, Nevada.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last updated" date.

Your continued use of the Service after such changes constitutes acceptance of the new Terms.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact Information

If you have questions about these Terms, please contact us: